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Do you need additional income?

The Advice and Counselling Service (ACS) share tips on increasing your income, and some ways to reduce your costs.


Once you have calculated your budget (you can use the ACS budgeting guidance to do this), you may find your budget balances. But if you find that you have less income than you need for your expenses, here are some ways you may be able to increase your income, and some ways to reduce your costs. This information is available in Advice and Counselling's Additional Sources of Funding guide for undergraduates and in their Postgraduate Funding guide.

  • Apply to the University’s Financial Assistance Fund for a non-repayable grant. Read more information about the Fund for Undergraduates and Postgraduates
  • Work part-time to boost your income – Advice and Counselling has a guide to working which includes information on how to find work plus advice on earnings, tax and national insurance, and the rules on working for international students
  • Open a student bank account with an interest-free overdraft
  • Undergraduates - make sure you’re getting your maximum Student Finance Maintenance Loan if eligible
  • If you’re living in Queen Mary accommodation and receiving a Maintenance Loan, you can ask Housing Services if you can split your rent into three equal instalments, to spread your costs more evenly over the year
  • Make the most of student discounts with an 18+ Oystercard, an NUS Totum Card and 16-25 Railcard
  • Find many more great ways to save money in Advice and Counselling's A-Z of money saving ideas, and Save the Student has some ideas too
  • Are there any scholarships or bursaries you can apply for? You can search on the Queen Mary website - undergraduates and postgraduates

Subscribe to the ACS Money Blog for regular updates and find useful guidance on their Money webpages.

Do you need further advice?

You can email the Advice and Counselling Service for advice or book a confidential one to one appointment with a Welfare Adviser. Contact details are on their website as well as lots of information and guidance.

Twitter: @QMUL_ACS




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