Monthly articles from the Advice and Counselling Service to help you manage your money
17 November 2017
If you are worried about not having enough money, here are some suggestions…
We have online resources to help you plan your own budget, including spreadsheets you can personalise. Once you have worked out your budget, you will know how much money you need, and then you can consider the options below.
Check out our great money saving ideas. Make sure you are using all of the discounts you are eligible for, eg NUS Extra card. Time Out London and London for free both list lots of free and low cost activities for you to enjoy.
Undergraduates should read the Additional Sources of Funding guide.
Postgraduates should read the Postgraduate Funding guide.
If after reading the relevant guide you need individual, confidential advice, please contact a Welfare Adviser at the Advice and Counselling Service.
Working part-time can be a useful source of extra income as well as providing you with valuable work experience. If you already have a job, perhaps your employer could offer you some extra hours during the Christmas vacation.
Read the Part-Time and Vacation Work guide, written by QMUL staff.
QMUL Careers & Enterprise can help with CV writing, interview skills and more.
This fund at QMUL exists to help students who are experiencing financial hardship. The eligibility criteria is explained in the guidance notes which can be downloaded along with an application form. Submit the completed form with the relevant documents (see part 12 of the form) to the Student Enquiry Centre (ground floor, Queen’s Building, Mile End campus) or the Student Office (ground floor, Garrod Building, Whitechapel).
If you need advice about applying to the fund, please contact a Welfare Adviser at the Advice and Counselling Service.
Applications are usually processed within four working weeks, and often sooner.
If you have a student bank account, check if you have the maximum allowed overdraft limit, as it may be possible to extend it. Ensure that any extension is offered on an interest free basis.
Payday loans are small, short-term, cash advances offered by loan companies. They are not connected to real paydays but rely on your ability to repay them within a very short space of time. If you cannot repay your loan by the deadline you have agreed with the loan company, you may be charged an extremely high rate of interest as well as charges which can increase day by day.
Act quickly to avoid paying even more interest and charges. Contact a Welfare Adviser at the Advice and Counselling Service who can explain your options.
Money advice is available to all QMUL students from experienced Welfare Advisers in the Advice and Counselling Service. The service is confidential and free.
We have same-day appointments every weekday in term-time, subject to availability. Just turn up to register at 1.30pm. If you would prefer to book an appointment or ask for advice by email you can:
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