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Running out of money? 10 things you can do to help

Friday 1 March 2013

1. Apply for a grant to the Queen Mary Access to Learning Fund. Check your eligibility and download an application form: www.arcs.qmul.ac.uk/bursaries/alf.html
Contact a Welfare Adviser (see below) if you would like advice or help with your application.
2. Make the most of student discounts using your NUS Extra card. For a list of current top student deals see http://www.savethestudent.org/student-discounts
3. Have you got a student bank account with an interest free overdraft facility? Compare the options here http://www.moneysavingexpert.com/students/Student-bank-account
4. Can you increase your income with part time work? See our part-time and vacation work advice guide http://www.welfare.qmul.ac.uk/documents/leaflets/working/5002.pdf or contact QM Careers http://www.careers.qmul.ac.uk/  
5. Buy and sell second hand text books at John Smith’s book shop on the Mile End campus
6. Cook at home to save money – it’s much cheaper than takeaways or eating out. Markets are usually much cheaper than supermarkets for fresh produce. Find easy recipes at http://studentrecipes.com/ and http://www.studentcook.co.uk/
7. Look for the best deal for your mobile phone package http://www.welfare.qmul.ac.uk/money/budget/mobiles/index.html
8. Take control of your spending. For some top tips see http://bit.ly/YcqY75
9. Have fun and enjoy all that London has to offer for FREE! See http://www.london4free.net/things-to-do/ Also some free and low cost activities at http://www.timeout.com/london/cheap-london  
10. Plan a budget so you can see exactly what your income and outgoings are. Use the budget planner in our managing your budget advice guide http://www.welfare.qmul.ac.uk/documents/leaflets/budgeting/5065.pdf or use an online planner http://www.moneysavingexpert.com/banking/Budget-planning


How to get more help
You might like a confidential appointment with a Welfare Adviser to talk about your individual situation – you don’t have to wait until you have a crisis: many students contact us to help them plan a budget and check they are getting all the money they’re entitled to, to try and avoid problems.

To see a Welfare Adviser you can either turn up to a drop in session - every afternoon from Monday to Friday during term time (arrive between 1.30 and 3.20pm, first come first served), or contact the Advice and Counselling Service to book an appointment by:
· emailing us on our website www.welfare.qmul.ac.uk
· calling us on 020 7882 8717
· visiting our reception on the ground floor of the Geography building, Mile End

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